Privacy Policy

Account information: name and email address, collected when you register.

Financial profile: age, income, expenses, assets, liabilities, investments, financial goals, and risk tolerance, which you provide voluntarily to receive personalized guidance.

Conversation history: messages you send to the AI advisor and its responses, stored so the advisor can maintain context across sessions.

Payment information: we do not collect or store your card details. Payments are processed entirely by our payment processor; we only receive your subscription status and plan.

Session cookies: a cookie is used to keep you signed in. We do not use advertising or tracking cookies.

We use your information to provide the AI advisory service, personalize responses to your financial situation, process subscription payments, enforce usage limits by plan, and improve the product. We do not sell your personal data.

Your financial profile and message history are sent to our AI language model provider as context so the advisor can generate a response grounded in your real numbers — this happens on each message you send, not as a one-time bulk transfer.

Where applicable data protection law requires a legal basis, we rely on:

• Performance of a contract — to provide the service you signed up for.
• Consent — for the financial profile data you choose to provide.
• Legal obligation — where we must retain billing records.
• Legitimate interest — for basic security and fraud prevention.

We rely on trusted third-party service providers to operate SaganAI, which may process data on servers located outside your country:

• Infrastructure and database hosting — stores your account and financial profile data.
• AI language model provider — processes your messages and financial profile to generate advisor responses.
• Payment processor — handles subscription billing; we never see or store your card details.
• Email delivery provider — sends account emails such as confirmation and password reset.

We retain your account and conversation data for as long as your account is active, so the advisor can maintain long-term context about your financial situation. If you request deletion, we will remove your data except where we are legally required to retain certain records (for example, billing history for tax or accounting purposes).

Access to your data is restricted using row-level security so that only you can read your own records. Payment card data never touches our servers directly.

Data is encrypted in transit. Access to production systems is limited to what's required to operate the service.

You have the right to access, correct, delete, or export your personal data, restrict or object to certain processing, and withdraw consent previously given. To exercise any of these rights, contact us at contact@saganaitech.com.

SaganAI is not directed at, and should not be used by, anyone under 18 years of age.

We may update this policy from time to time. Material changes will be reflected by updating the date above.

Questions about this policy: contact@saganaitech.com